When we arrived in Michigan in late June, we discovered a huge problem. The roads were crumbling and the bank (Macatawa Bank) was not taking care of the subdivision (Ryan Woods Subdivision, Allegan, MI.) per the bylaws.
The road in the subdivision was literally crumbling and the front sign was not maintained and overgrown with weeds.
At the annual HOA meeting (run by majority owners – Macatawa Bank – of course.) They passed off a large bill for repair to the non Macatawa Bank Ryan Woods property owners. They said it was our bill and maybe they would help.
Oh and they failed to disclose that in the purchase. The attorney for Macatawa bank told me it was an “open and obvious defect”. It’s not so open and obvious when you view property and the roads were covered with snow. But what do I know? I am not an attorney licensed to practice real estate law in the state of Michigan. The attorney did know that the road wasn’t so bad even though on their own estimate it stated that weeds were growing in the street cracks knee high in some areas.
We do know we need to hire an attorney now.
We didn’t get too far this summer. We marked the driveway and trees that needed to go down. We are afraid to build a home in a neighborhood that has crumbling streets and is not cared for per the bylaws. We wanted to build with all cash but would we even be able to obtain financing if we needed to in the end?
Too many unknowns. Oh and the HOA (aka BANK) made it impossible for us to view the HOA’s records per Michigan law.
All I do know is that winter is approaching and I don’t have any inclination to go back to Las Vegas for the winter.